WE’RE HERE FOR YOU AT EVERY STAGE OF LIFE.
RETIREMENT
Will you enjoy retirement? Will your money last? It’s never too early or too late to start planning for your retirement. Many individuals wait to plan simply because they don’t know where to start. However, the sooner you start, the greater your chances of reaching your retirement goals.
Retirement is likely the biggest financial transition of your life and hopefully will offer you the opportunity to do more of what you love to do and to live well. Once you have made the commitment to save and invest, the question is, how much money and how much retirement income will you really need?
Hopefully you have joined the retirement plan at your workplace and contributed to that plan consistently. If not, you can start doing so now. If your employer matches employee contributions, contribute enough to receive that match and think about contributing a slightly higher percentage of your income each year.
If you aren’t benefitting from a retirement plan through work, start your own individual retirement account (IRA). It is easier than you may think.
There are a number of factors that can have a big impact on your retirement lifestyle. Too often they go unconsidered: health and the cost of healthcare, heredity/life span, spending habits, Social Security or pension income (or lack thereof), and portfolio allocation to name a few. That's why it's important to periodically review your retirement needs, goals, and investment strategy as your time horizon changes.
Fit Financial offers a broad spectrum of products to help you plan, including:
IRA’s
IRA rollovers
ROTH IRA’s
SIMPLE IRA’s
SEP IRA’s
401(k)’s
403(b)’s
457 plans
Annuities
COLLEGE
The only thing that is growing faster than the need for a college education is the price tag of one. Over the last ten years the average tuition and fees at four year public colleges and universities increased by 42% and is more than twice as high as it was twenty years ago. ( According to the college board).
It’s never too soon to begin saving for your child’s education. The simple fact is, the sooner you plan, the better…start early and contribute often to a college plan.
If you haven’t begun, there’s no better time to get the ball rolling. If your child is already in high school, you may feel the time crunch to save. Start thinking of ways to reduce your monthly expenses and increase your cash flow NOW. You may be surprised how a little planning now can make a big difference in the years to come.
Fit Financial offers a broad spectrum of products to help you plan, including:
529 plans
UTMA accounts
ESA
INSURANCE
If you’re just starting to look into insurance the myriad of choices can be confusing. When it comes to insurance there are many options. You may have heard terms like whole life insurance, term life insurance, variable life insurance, universal life insurance, long term care insurance, short and long term disability insurance, health insurance and health savings accounts.
What does it all mean? What are the differences?
With so many choices available, let our research and expertise find the amount of coverage that meets your individual needs and budget.
Fit Financial offers a broad spectrum of insurance products, including:
Life Insurance
Health Insurance
Long Term Care Insurance
Disability Insurance
